Independence Day Office Closing

The credit union wishes everyone a happy and safe Fourth of July weekend.  The credit union's offices will open at their regularly scheduled times on July 7th.

Protect Your Finances and Your Accounts

Seems like we've been inundated over the past 6 months with rampant cyber theft. Target, Nieman Marcus, Yahoo and even mysterious $9.84 credit card charges. Unfortunately, in the world we live in, this is most likely the norm going forward and not just a blip on the radar.

So, how can you stay protected online? While there is no way to absolutely, positively, 100% stay safe online, by taking these 9 steps, you will be as safe as possible.

  1. Only Shop On Secure Websites. Before you type your credit card into a website, ensure it is secure. Look for "https://" in the address bar of your web browser when you are checking out.
  2. Avoid Financial Transactions Over Public Wifi. You can't guarantee that free or shared WiFi access is secure. OK to connect for browsing the web, but avoid financial transactions on these connections.
  3. Use A Secure Network For Financial Transactions. Protect your computer with a firewall, antivirus and anti-spyware software.
  4. Setup Banking Alerts For Unusual Or Large Transactions. Ask your bank to notify you of any suspicious or large transactions.
  5. Use Credit Cards Instead Of Debit Cards. Most credit cards offer better fraud protection, plus if money is stolen from a debit card, then it has already left your bank account.
  6. Pick Complex Passwords. Use phrase acronyms and keyboard combinations. Never use repeat passwords or words in the dictionary for your financial accounts.
  7. Never Directly Answer Or Respond To An Email From Your Bank. Criminals have become very adept at appearing that they are financial institution when they are not. Never rely on links in emails to access your financial accounts.
  8. Install Available Security Updates On Your Computer, Smart Phone, and Tablets. Many cyber crimes target known security holes on your computing devices. Stay up to date to stay secure.
  9. Check Your Bank Balances And Statement Regularly. Good ol'-fashioned visual checks on your balance and a scan of your transactions are the best practices to be sure that nothing has slipped through the cracks.

Buy Lake Compounce Daily Tickets Online for $30.94!


Go to and use the following promo code 201462389 when purchasing tickets. The resulting price will be $30.94 including tax and processing fees.

Go to and click on Tickets and Passes at the top of the home page.

  • Scroll down to 2014 Single Day Tickets and click “Buy Online Now”
  • Click on the Promo Code tab at top of the page and enter the above Promotion Code (201462389).
  • Enter the number of tickets you wish to purchase and follow the instructions for entering your credit information.
  • Print out your tickets and bring them with you the day of your visit.

Tickets are accepted right at the turnstiles— no need to wait in ticket booth lines.

Enjoy your trip to Lake Compounce!

Target Stores Security Breach-UPDATE 1/10/2014

On 1/10/14, Target announced that "Guest" Information for 70 million customers was also accessed and compromised during the breach. This Guest Information is generally included publicly available information such as name, address, phone, etc., but also included email addresses and cell phone numbers. Again, we advise our members to be vigilant and monitor their accounts and be wary of any unusual phone calls, texts, or emails that request financial account data or confidential personal information.

To answer questions and educate the public about the background and details of this breach, Target Corporation has created a website:

Target has posted the following (and much more) on its site:

"We truly value our relationship with you, our guests, and know this incident had a significant impact on you. We are sorry. We remain focused on addressing your questions and concerns.

You have zero liability for any charges you didn’t make.

Target is offering one year of free credit monitoring and identity theft protection to all guests who shopped our U.S stores.

Don’t readily share your personal information, such as social security number, passwords, user IDs and financial account information, over the phone, email or text with anyone even if they claim to be someone you know or do business with. Ask for a call-back number.

Delete texts immediately from numbers or people you don’t recognize.

Be wary of mass emails asking for money or that send you to suspicious websites. Don’t click links within emails you don’t recognize."

If you have any questions related to this breach and impact upon your accounts at the credit union, please call McKesson Federal Credit Union at 203-381-9492. Thank you.


Target Corporation announced on December 19, 2013 that its stores have been hit by a major credit and debit card attack involving the theft of information related to up to 40 million credit and debit accounts.  It is believed the breach began the day after Thanksgiving and continued for three weeks.  The breach involves the theft of information stored on the magnetic stripe on the backs of debit and credit cards.

We are not aware of any of our members' account information being stolen.  However; if you shopped at Target during this timeframe and used your debit or credit card to complete your purchase it is possible that your personal information could have been stolen.

We ask that you continue to monitor your account activity to identify any unauthorized activity. Use of the credit union’s Online Banking and Touch Tone Teller can assist you in reviewing activity occurring in your account.

If you would like us to issue you a new Debit or Credit Card, please contact the credit union’s main office at 203-381-9492 and we will be glad to assist you.

Try TreasuryDiect to Buy and Redeem Savings Bonds and more!

TreasuryDirect is the first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form. You can enjoy the flexibility of managing your savings portfolio online as your needs and financial circumstances change - all the time knowing your money is backed by the full faith of the U.S. government.

TreasuryDirect offers product information and research across the entire line of Treasury securities, from Series EE Savings Bonds to Treasury Notes. TreasuryDirect accounts offer Treasury Bills, Notes, Bonds, Inflation-Protected Securities (TIPS), and Series I and EE Savings Bonds in electronic form in one convenient account.  In addition, with TreasuryDirect you can account for Savings Bonds in a paperless form and even purchase or redeem bonds.

Go to to open an account.

New and Used Auto Loan Special....Rates as low as 1.95% APR*

As low as 1.95% APR*

Repayment Terms up to 60 Months-100% financing available.

We can refinance existing auto loans from other institutions!

*Annual Percentage Rate. New loans only. This payment deferment loan promotion applies to currently posted automobile rates and terms offered by McKesson Federal Credit Union. You must apply directly with the Credit Union to be eligible. Available for qualified borrowers only, subject to credit Approval. The actual rate will be determined by your credit history. Purchase and refinance loans are eligible but offer is not available for existing McKesson Federal Credit Union loans. Deferment will occur on new and used auto loans approved between December 1, 2013 and December 31, 2013. Interest will accrue during the deferment period. The first payment will be due on March 28, 2014. The initial payment(s) made on the loan will be applied first to accrued but unpaid finance charges before being applied to principal. Automatic payment from McKesson Federal Credit Union account is required. Other rates and terms are available.

Five Year Mortgage Loan Special!

With this special offer, you can refinance your existing mortgage and accelerate its repayment with a great rate!  You can also use the equity in your home to do improvements or buy that special car,  or consolidate debts….all at a super rate.  Rates are not going to stay low forever; now is the time to borrow at a great rate with NO APPLICATION FEES or CLOSING COSTS!


                Rates as low as 3.49% APR*



The credit union also has other special rate for home equity loans with up to ten year repayment terms.  See our loan rates at


*Annual Percentage Rate. Rate is based on five-year term with a monthly payment of $18.19 per thousand borrowed and requires direct deposit or electronic payment. Loan to value ratio 70% or less. Property insurance must be maintained throughout the loan term. Other rates and terms available for up to ten years. Rate may be higher based on credit history. Rate is for new loans over $50,000 and is subject to change without notice. Other restrictions may apply. Contact Val at extension 13 for full details.  Owner-occupied single family in CT only. 


**Member may be responsible for actual closing costs incurred by the credit union if the related loan is paid off within one year of closing.


Get a Free Checking Account and a MasterCard Debit Card

A number of banks have recently started to increase checking fees and/or have announced plans  to also charge a debit card usage fee.  Why pay the high fees assessed by banks when you can get the same services for a lot less or even free at McKesson FCU?

You can read the full article “More Bad News for Bank Customer: Debit Card Fees” by visiting

Join consumers who refuse to pay for a service that should be free…apply for a debit card from McKesson Federal Credit Union. We never charge checking account or debit card usage fees.  Applying is easy – start by clicking here for an application.

CO-OP Surcharge-Free ATM Network Expands!

With McKesson FCU's participation in the CO-OP Network, our members can now access more than 30,000 surcharge-free ATMs (includes 9,000 deposit-taking) across North America that are part of the CO-OP Network.  In fact, CO-OP recently signed a contract expiring in 2014 to allow the usage of surcharge-free ATMs in 7-Eleven stores nationwide.

To identify surcharge-free ATMs near you that are part of the network, you can use CO-OP's Locator service at  ANother way to locate surcharge fee ATM's near you is to text a street address or "city state" or zip code to 692667 to find the closest CO-OP ATM locations.

You can also call 888-SITE-CO-OP to find locations using our toll-free ATM locator!

Why pay unnecessary surcharge fees?

New Online Banking Enhancements!

Enroll in the McKesson Federal Credit Union Online Banker by following the links in our website at!  With our Bill Pay, you can make payments from either your Savings or Checking decide with each payment!

If you are already enrolled and would like to have your Bill Pay activated, please contact our main office and we will handle your request promptly.

Banking just got a lot easier!

Free Online Banking, Bill Pay, and Touch Tone Teller Services!

The online banking platform has increased abilities that you can customize for your own personal needs.  Using E Alerts and Preferences, you can create email alerts to notify you when balances fall below a specified amount; notify you when specified checks clear; notify you when rates change or for special offers; and much more.   You will still be able to view account histories and perform transfers and other transactions. Register for this free service by contacting the credit union and a temporary password will be emailed to you.  To qualify for this service, you must provide us a valid email address.

We have recently added the bill pay feature to our online banking platform.  Use of this service is being offerred free of charge to active users of the online banker.  Call us and we will gladly activate this service for you.

In addition, with E Statements, you can receive your statements electronically.  This will ensure that your statements are received by you in a timely and secure fashion.  And ecologically friendly!

The Touch Tone Teller Platform continues to be a very popular amongst credit union members to access their credit union accounts 24/7.  The first time you access the new platform, you will use your account number as the base account number, and the last four digits of your Social Security Number as the PIN (or password).  You will then be prompted to change the temporary PIN to a permanent PIN.  A listing of popular codes are available on the credit union's website under "Applications and Forms" or we can send one to you.

We think that once you give the credit union's online services a will be happy that you did.