Rates - effective September 30, 2016

Savings Accounts
Regular Savings (Share) 0.10%
Holiday Clubs 0.10%
Vacation Clubs 0.10%
Money Market Deposit Accounts  
    Balances from $2,500 - $9,999 0.10%
    Balances from $10,000- $24,999 0.20%
    Balances over $25,000 0.30%
IRA Accounts 0.30%

Savings Accounts Annual Percentage Yields (APY) are as of the quarter ending September 30, 2016.  Dividends are declared and credited quarterly.  Fees or other conditions may reduce earnings on the account.

Term Share Certificates (Share and IRA Certificates)
Effective as of October 1, 2016 APY*
Six Months-SPECIAL RATE 0.50% 
One Year 0.65%
Eighteen Months 0.75%
Two Years 0.90%
Three Years 1.16%
Five Years 1.51%

Interest on Term Share Certificates will be credited monthly.  Penalty for early withdrawals. Minimum deposit of $1,000.

*Annual Percentage Yield.  The annual percentage yield assumes that interest will remain on deposit until the maturity date.

All rates, terms, and yields are subject to change-please call for current rates and complete terms.