Savings & Term Share Certificate Rates

Savings Rates Effective December 31, 2017

Savings Accounts
Account Type APY*
Regular Savings (Share) 0.10%
Holiday Clubs 0.10%
Vacation Clubs 0.10%
IRA Accounts 0.45%
Money Market Deposit Accounts
Balance APY*
$2,500 - $9,999 0.10%
$10,000 - $24,999 0.30%
Over $25,000 0.45%

Savings Accounts Annual Percentage Yields (APY) are as of the quarter ending December 31, 2017.  Dividends are declared and credited quarterly.  Fees or other conditions may reduce earnings on the account.

Term Share Certificate Rates Effective January 1, 2018

Term Share Certificates (Share and IRA Certificates)
Term APY*
Six Month-Special Rate 1.26%
One Year 1.10%
Eighteen Months 1.25%
Two Years 1.40%
Three Years 1.55%
Five Years 1.70%

Interest on Term Share Certificates will be credited monthly.  Penalty for early withdrawals. Minimum deposit of $1,000.

*Annual Percentage Yield.  The annual percentage yield assumes that interest will remain on deposit until the maturity date. All rates, terms, and yields are subject to change-please call for current rates and complete terms.